Privacy Policy - Gulf Coast Capital

Gulf Coast Capital ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services.

Information We Collect

We may collect personal information that you voluntarily provide to us when you:

Submit an inquiry or application through our website
Contact us via email, phone, or other communication channels
Register for our services or newsletters
Provide feedback, complete surveys, or participate in promotions

The types of personal information we collect may include:

Name, email address, and phone number
Business name, address, and tax identification information
Financial information necessary for loan applications
Banking details and credit information
Other information relevant to your business funding application

How We Use Your Information

We use the information we collect to:

Process and evaluate your funding applications
Communicate with you regarding your inquiries and applications
Provide customer support and respond to your requests
Send you marketing communications (with your consent)
Improve our services, website functionality, and user experience
Comply with legal obligations and prevent fraud

SMS & Text Message Communications

Consent to Receive SMS Messages: If you opt in to receive text messages from Gulf Coast Capital, you agree to receive informational and promotional SMS messages sent using an automatic telephone dialing system (ATDS). You may receive messages regarding your loan application status, funding updates, payment reminders, and promotional offers.

Message Frequency: Message frequency may vary depending on your interaction with us and the nature of your application or account.

Message and Data Rates: Message and data rates may apply. Please check with your mobile carrier for details on your messaging plan.

Opt-Out Instructions: You can opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed.

Help: For help or more information, reply HELP to any message or contact us at jackson@gulf-coast-capital.com.

Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchase or doing business with Gulf Coast Capital. You may contact us through other channels, including email or our website contact form.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information with:

Service providers who assist us in operating our business (e.g., payment processors, data analytics providers)
Financial institutions and partners necessary to process your funding applications
Legal authorities when required by law or to protect our rights
Third parties with your explicit consent

Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When your information is no longer needed, we will securely delete or anonymize it.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access and receive a copy of your personal data
The right to request correction of inaccurate or incomplete information
The right to request deletion of your personal information
The right to object to or restrict certain processing activities
The right to withdraw consent where processing is based on consent

To exercise any of these rights, please contact us at jackson@gulf-coast-capital.com.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance user experience, analyze site traffic, and understand visitor behavior. You can control cookie preferences through your browser settings.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a revised "Last Updated" date. Your continued use of our services after any changes indicates your acceptance of the updated policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Gulf Coast Capital
737 S 3rd St
Louisville, KY 40202
Email: jackson@gulf-coast-capital.com